eatsleafsandshoots
Posts: 69
Joined: Wed Oct 16, 2013 5:23 pm
Delivery Date: 16 Oct 2013
Location: Denver, CO

Re: STUPID price on hail damaged 2017 Leaf SV

Tue May 30, 2017 5:16 pm

SageBrush wrote:I sure would not bother buying comp or collision insurance on this car.


Just opted for uninsured driver coverage, since I want the damage covered if someone ELSE messes up the car. Otherwise, I just paid off my NMAC account with a credit card transfer (2.99% for 18 months, should be long enough for me to get the $7,500 rebate and pay off the rest) so liability-only + uninsured motorist coverage it is for me! Saves around $250 a year at a $500 deductible.

SageBrush
Posts: 1214
Joined: Sun Mar 06, 2011 2:28 am
Delivery Date: 13 Feb 2017
Location: Colorado

Re: STUPID price on hail damaged 2017 Leaf SV

Wed May 31, 2017 5:32 am

eatsleafsandshoots wrote:
SageBrush wrote:I sure would not bother buying comp or collision insurance on this car.


Just opted for uninsured driver coverage, since I want the damage covered if someone ELSE messes up the car. Otherwise, I just paid off my NMAC account with a credit card transfer (2.99% for 18 months, should be long enough for me to get the $7,500 rebate and pay off the rest) so liability-only + uninsured motorist coverage it is for me! Saves around $250 a year at a $500 deductible.


$250 a year ... I'm surprised you do not save more, although insurance cost is hard to predict and you have not mentioned your driving record.
I live in Colorado and have a clean record. My 1M/300k liaibility policy with Amica costs $15 a month, and another $9 a year for UI.
2013 Model 'S' with QC & rear-view camera
Bought off-lease Jan 2017 from N. California with 63.9 Ahr after 22k miles
Car is now enjoying an easy life in Colorado

eatsleafsandshoots
Posts: 69
Joined: Wed Oct 16, 2013 5:23 pm
Delivery Date: 16 Oct 2013
Location: Denver, CO

Re: STUPID price on hail damaged 2017 Leaf SV

Wed May 31, 2017 5:55 am

I have a flawless driving record and I'm a 31 year old homeowner. Me only saving $250 per policy period by dropping full coverage and swapping in UI coverage indicates me qualifying for very low insurance prices.

RonDawg
Posts: 2686
Joined: Sat Jan 12, 2013 3:46 am
Delivery Date: 11 Jan 2013
Leaf Number: 027089
Location: SoCal

Re: STUPID price on hail damaged 2017 Leaf SV

Wed May 31, 2017 10:25 am

Looking at my own policy, which breaks down liability/comp/collision coverage for each car, the eGolf's insurance is $205 for collision and another $71 for comp.

I would disagree about dropping all non-liability coverage. Yes you can be a careful driver but there's still the possibility of a tree falling on it, or the car next to it catching fire, etc. I would keep comprehensive coverage on it for at least a couple of years.
Blue Ocean 2012 Leaf SV, lost that 1st bar on 11/21/2015 at 26,435 miles.
Lease returned on 12/23/2015. Final LeafStat figures: 225 Gids, 17.44 kWH, SOC 91.89%, SOH 82.36%, 69.49% HX, 54.57 Ahr, battery temp 61.8 F
Now driving a 2015 VW eGolf SEL

Return to “Buying / Leasing / Dealerships”