I see. In EU usually bank buys the vehicle (pays 100% to manufacturer on the first day).
Agreement says that until the last cent hasn't been paid back real owner is the bank.
It is also possible to choose not to pay "residual" value 10-15%. Vehicle will be taken away.
Financially it is always reasonable to buy the vehicle and then sell on the next day (if ever).
For example German site: http://www.mobile.de/?lang=en
Or my local: http://eng.auto24.ee/kasutatud/nimekiri ... tsi=search
Dealers and private sellers use the same portals. Everybody pays small fee to site owners (1-5€ per car).
So selling a vehicle costs almost nothing. All you have to do is answer calls and let others do test drives.
To sell all you have to do is log in at Road Administration website
, click "ownership transfer";
Then receive the money from whoever wants the vehicle and then click "confirm transaction";
New owner gets documents by mail within few days.
So selling a vehicle takes literally less than 5 minutes (plus 10 minutes to click check-boxes and take some photos for the ad)