DaveinOlyWA wrote:This is something the insurance company simply isn't concerned with due to low number of replaced batteries. As more claims come in, they will develop a standard for it. On any claim there is a place to enter in any mods you have lost including price and date of install. in a replacement battery situation, you need to emphasize that you have a 2016 battery pack in an older car. You might not get the result you wanted but this is how you start the process of getting it later down the road.
The only way an insurance company will add a significant amount to compensate for a new battery is if the value of a used LEAF with a new battery pack is worth considerably more on the second hand car market. (currently that's not the case).
Insurance companies will only pay out what the car is worth. If the marketplace does not value a new pack very much the insurance will not pay out much more either.
It's not a question of establishing a new insurance standard, it's a question of real world value.
Be aware that replacing a worn battery is not considered a "mod" that adds value like say a premium sound system, it simply returns the cars battery to its original condition with the same range and charging characteristics when new. A 2016 battery does not add any extra range or otherwise improve the car. The 2016 battery simply wears out more slowly (or so we are lead to believe). Its like putting 60,000 mile tires on instead of 30,000 mile OEM tires. They cost more to buy, but add no extra value over the OEM tires.
The way I have seen insurance work is they start with what they consider to be the retail value of the car in excellent condition, then they start deducting for wear and tear. The best you can hope to get is the cars value in excellent condition.
Blue SL-e, Res 4/22/10, Ord 3/29/11, Del 7/30/11
Lost 5 Capacity bars
7/18/13 (29,206), 8/25/14 (51,728), 7/12/15 (71.108), 5/12/16 (88,362), 10/17/16 (96,532)
New Battery 12/3/16 (98,956)