nerys wrote:3 years this November got it in September but did not have to make first payment till November.
6 year 4% loan My credit is a bit better now so I am hoping I can get better interest rates. I was a 640 then a pretty solid 700 now.,
I see. Then definitely push for a car totalling
In this case your insurance will fight you since they are on the hook for the gap.
Remind them of 'diminished value' due to the accident to help them see it your way.
By the way, I paid $8300 for a 2013 with an excellent battery back in December 2016.