it looks like they are going to total it and I can't buy it back from them (they want $3500 its not worth that in its current state with that damage) Grrrr
so now the problem is getting approved for a new one before I finish with the old one (as I genuinely can not afford a car payment "AND" gasoline about $450 a month in gas if I did not have the leaf)
Fingers crossed. I found a 2016 SL 5200 miles in Blue YEAH not black silver or white !!! but its $18. I think (hope) I can get approved for $17k so hoping they can work with that a little.
I have to get a 14 or newer as the interested rate goes up triple for older than 14 (odd way of marking interest ehh??)
I really hope I can get the blue one. its more than I wanted to spend but I want a non white black silver car more than I want a lower payment. at this price I can pay the same I pay now and get 5 year instead of 6 year loan.
just waiting on approval from the bank.
looks like the gap won't be so bad either. they are valuing it around $8500 I owe $10,500 not as bad as I thought. I talked to the bank about that as I was not sure what my duties and obligations are. apparently none. they take no involvement in the process at all. the insurance company simply writes them a check and gap takes care of the rest. needless to say I will have gap on the new one (and bonus its $2500 advance now instead of the $1000 I am getting for this one) double bonus. so that process at least is easy. hopefully they can give me a 1 or 2 month grace on the first payment so I can clear the old loan before the new payments start so I don't have double payments to make (as that would be very hard to do)
going to try and find some wheels so I can keep the wheels from the 2012 as I like them better than the new wheels by a lot. got to get my hitch off too. can't be without my hitch.
man I hope I can make this work. really hoping. I need a break for once.
2012 SV 4802miles. 1month 2400 miles. 9 weeks 5000 miles. 6 months 13,300 miles. 4/18 15,000 miles.