kelvin6 wrote:Unfortunately I didn’t get collision coverage on the vehicle. After the car was wrecked and towed by police to a storage yard, I had to remove and tow the car back home to avoid it the excessive and outragous fees. Essentially i’m stuck with a wrecked Leaf for the time being.
Ah, I see. I've never had anything other than comp. I didn't realize third-party it was no better than not having any insurance. LOL!
OK, then it's time to look at the city and it's deep coffers. Were you at fault in the accident:
Was the police vehicle "code three" and you failed to yield?
Was the police vehicle "code three" as a convenience to the officer or was he actually on a call?
Did the officer use appropriate caution before entering the intersection? Did they slow or stop at all?
Did the vehicle use a siren burst appropriate to entering an intersection (often different from the traveling one)?
These are probably questions that you need a lawyer to be asking for you.
I am not a lawyer (though we have several in the family) nor did I stay at a Holiday Inn last night.
Edit: I took the time to actually read the story - according to the eyewitness, the police cruiser accelerated on a signal that either was well on it's way to changing or had already changed against him, and hit you while you were already well into the intersection. That looks pretty cut and dry to me.