Your "thinking" is a flight of fancy.powersurge said:SageBrush said:Some evidence to support your conspiracy theory would be most welcome. Keep in mind that owners reserve the right to take compensation and keep the car.powersurge said:I think the issue here is that nowadays, the insurance companies may be finding it more profitable to total a car, hand you a check, and send the car to auction.
And when was the last time you read of the multitudes of people being forced to total their cars ? All I read are reports of owners demanding that the car be totaled and the insurance company putting up a fight.
No conspiracy theory here. Just business on the part of the insurance companies.... Especially with EVs.
I think Leafs and other EVs have been targeted to be totaled a lot more than regular cars due to the potential of rapidly swelling repair costs after the repairs have been started. Then the insurance suddenly is on the hook for a skyrocketing repair bill.
I have seen Teslas be totaled just for going over a rock and having undercarriage damage..
The insurance company totals the car when the repair bill exceeds their 'car totaled' cost. Not before. Not on a guess; or a worry; or a speculation. It does happen that once a repair shop starts to disassemble a car they find more damage and the repair estimate increases, but the insurance is not 'on the hook' for the repair. They decide whether to authorize a higher bill or total the car.