Firetruck41
Posts: 476
Joined: Sun Aug 09, 2015 10:36 am
Leaf Number: 408264
Location: SW Washington State

Re: First few weeks with my used Leaf... Insurance sticker shock!

Tue Jan 03, 2017 2:09 pm

I use Ameriprise through Costco for auto and home. I have 4 cars at about $115/month total for all. But more importantly, the Leaf is only a few dollars more vs. the other cars (04 Titan, 02 MINI, 03 MDX). This is full coverage, with 300k/???k liability, un/under insured, roadside assistance/towing.

I recommend you shop around. I rarely "use" insurance and go for the least cost product that meets my needs and is from a reputable company. I don't care about an agent talking nice to me, because it will be an adjuster who I really have to deal with after an accident.
8/2015- New to me 12bar 2013 SV w/QC package and 37k miles

RonDawg
Posts: 2552
Joined: Sat Jan 12, 2013 3:46 am
Delivery Date: 11 Jan 2013
Leaf Number: 027089
Location: SoCal

Re: First few weeks with my used Leaf... Insurance sticker shock!

Tue Jan 03, 2017 4:57 pm

Having leased a Leaf and now an eGolf, I can tell you that some insurers treat any EV's like they are Ferraris. For me, AAA seems to be the worst; consistently, for the last 4 years in a row (when I first got the Leaf), their quotes were far and away the highest of any insurer. Prior to the Leaf, their quotes were only slightly more than Allstate. GEICO and Progressive also gave me high quotes, but then they did that before I got a Leaf.

I had Allstate when I got the Leaf but dropped them and went to their own esurance subsidiary for the same price as before I got the Leaf. I'm now with Ameriprise through Costco.

As mentioned above, shop, shop, shop!
Blue Ocean 2012 Leaf SV, lost that 1st bar on 11/21/2015 at 26,435 miles.
Lease returned on 12/23/2015. Final LeafStat figures: 225 Gids, 17.44 kWH, SOC 91.89%, SOH 82.36%, 69.49% HX, 54.57 Ahr, battery temp 61.8 F
Now driving a 2015 VW eGolf SEL

User avatar
Jefe
Gold Member
Posts: 136
Joined: Tue Nov 24, 2015 3:38 pm
Delivery Date: 28 Nov 2015
Leaf Number: 405983
Location: Raleigh, NC

Re: First few weeks with my used Leaf... Insurance sticker shock!

Tue Jan 03, 2017 7:36 pm

DuncanCunningham wrote:
Jefe wrote: around $79/month. I just haven't made the switch yet because I'm change averse.



Send me the $40 month, for nothing, until you feel like changing (which is what the insurance company is saying to you.) I guess this is why it pays to shop around, as most people don't want to change and they know that.


Yeah, good point. What's your address?
2013 SV + Premium Pkg. No QC.

earlgrey
Posts: 11
Joined: Fri Dec 16, 2016 10:09 am
Delivery Date: 16 Dec 2016

Re: First few weeks with my used Leaf... Insurance sticker shock!

Tue Jan 03, 2017 8:02 pm

Finally got some time to do some shopping.

No one came near the Farmer's quote, I believe the highest I saw for slightly more coverage was $221/mo. Now I'm scratching my head wondering if there's something my agent is missing, especially since Farmer's supposedly ignores my speeding ticket because it happened after I got my insurance.

Anywho, most ranged in the $140-170/month range for identical coverage, which is in line with my expectations. Except Ameriprise. They flat out denied me :lol:

Tsiah
Posts: 20
Joined: Fri Jan 06, 2017 1:52 am
Delivery Date: 15 Jan 2017

Re: First few weeks with my used Leaf... Insurance sticker shock!

Fri Jan 06, 2017 12:39 pm

I haven't purchased yet, but adding a 2015 to my insurance will bring me to about $90/month (2015 leaf and 2009 Odyssey EX-L)
I will have full coverage on both vehicles with 300/500/300 limits, un/under insured coverage, towing with USAA.

Me thinks you need to shop around.

magico13
Posts: 26
Joined: Thu Dec 22, 2016 12:39 pm
Location: Cleveland, OH

Re: First few weeks with my used Leaf... Insurance sticker shock!

Fri Jan 06, 2017 9:23 pm

Just added a 2015 SV to our Liberty Mutual plan today. Previously it was just my wife's 2012 Rav4 at $1027/year ($85.50 a month) and now it's $1679/year and $140 a month (an increase of about $55 a month). We're both 24, she's had a speeding ticket a few years ago but otherwise no accidents or anything else. That's with 100/300/100 coverage and $1000 deductibles for comprehensive and collision.

Mokojojo
Posts: 5
Joined: Sat Jan 07, 2017 7:17 am
Delivery Date: 07 Jan 2017

Re: First few weeks with my used Leaf... Insurance sticker shock!

Wed Jan 11, 2017 7:47 am

Really glad I saw this post. Just got my leaf yesterday and the insurance went up by $22. Did a quote with Costco brand and got it down by almost $50. Why do company increase the price to piss off royal customer I have no idea. Been with Geico for so man years now...

User avatar
EVDRIVER
Posts: 5778
Joined: Sat Apr 24, 2010 7:51 am

Re: First few weeks with my used Leaf... Insurance sticker shock!

Wed Jan 11, 2017 7:59 am

RonDawg wrote:Having leased a Leaf and now an eGolf, I can tell you that some insurers treat any EV's like they are Ferraris. For me, AAA seems to be the worst; consistently, for the last 4 years in a row (when I first got the Leaf), their quotes were far and away the highest of any insurer. Prior to the Leaf, their quotes were only slightly more than Allstate. GEICO and Progressive also gave me high quotes, but then they did that before I got a Leaf.

I had Allstate when I got the Leaf but dropped them and went to their own esurance subsidiary for the same price as before I got the Leaf. I'm now with Ameriprise through Costco.

As mentioned above, shop, shop, shop!


Not all insurance companies are the same, when you have a serious claim that's when you see what your premium paid for, Some companies drop you on one accident, AAA is one of the best companies I have ever dealt with and the don;t jerk you around, I once had GEICO when I left an AAA area, it was a horrible experience. I got a quote on a Tesla, it was not much more than a Toyota truck with the same coverage.

RonDawg
Posts: 2552
Joined: Sat Jan 12, 2013 3:46 am
Delivery Date: 11 Jan 2013
Leaf Number: 027089
Location: SoCal

Re: First few weeks with my used Leaf... Insurance sticker shock!

Wed Jan 11, 2017 8:43 am

EVDRIVER wrote:Not all insurance companies are the same, when you have a serious claim that's when you see what your premium paid for, Some companies drop you on one accident, AAA is one of the best companies I have ever dealt with and the don;t jerk you around, I once had GEICO when I left an AAA area, it was a horrible experience. I got a quote on a Tesla, it was not much more than a Toyota truck with the same coverage.



AAA is on my personal hate list after they dropped me many years ago when I was in college. When I did have a claim with them they were also very difficult to deal with. I only ask for their quotes for comparison purposes.
Blue Ocean 2012 Leaf SV, lost that 1st bar on 11/21/2015 at 26,435 miles.
Lease returned on 12/23/2015. Final LeafStat figures: 225 Gids, 17.44 kWH, SOC 91.89%, SOH 82.36%, 69.49% HX, 54.57 Ahr, battery temp 61.8 F
Now driving a 2015 VW eGolf SEL

User avatar
TomT
Posts: 10507
Joined: Sun Aug 08, 2010 12:09 pm
Delivery Date: 01 Mar 2011
Leaf Number: 000360
Location: Foothills of Granada Hills, CA
Contact: Website

Re: First few weeks with my used Leaf... Insurance sticker shock!

Wed Jan 11, 2017 8:54 am

Yes, I don't know why the Leaf is relatively expensive to insure... When I turned mine in and went to the Gen 2 Volt Premier, my rates fell by about 20%... It must simply be less expensive to repair than the Leaf...
Last edited by TomT on Fri Jan 20, 2017 7:59 pm, edited 1 time in total.
59,991 miles/12 bars/289 Gids/68.54 AHr/101% SOH/101.64% Hx 7May15 w/ new Lizard (barely made the warranty).
71,770 miles/12 bars/256 Gids/59.04 AHr/88% SOH/87.92% Hx 3Mar16 at lease return.

Now driving a 2017 Volt Premier. Model 3 reserved.

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