My 12V fuse was blown for the accessory port when I bought my car. I replaced it and have had no problems since.
If you repeatedly blow fuses, that's not good. 10A should provide 120W. Given phone adapters are typically <15W (although some are up to 50W), they should *never* blow the fuse. If you're blowing the fuse repeatedly, you should definitely inspect the wiring for that circuit as there's a problem--possibly one that could cause a fire.