The info you gave at the start of 200 miles every month and a half is only 1,600 miles per year
As I said before, six year financing of vehicle purchases is a really bad idea.
All financial analysts will tell you that financing vehicles is the second most wealth destructive thing that Americans do. (Carry credit card debt is #1)
But financing car purchase of a vehicle to only drive 1,600 miles per year is phenomenally exhorbitant.
I purchased a 2011 LEAF 37 months ago for around $24,000 after credits and rebates, and depreciation of its value since then calculates to around $270 to $300 per month. Around 46 to 51 cents per mile for depreciation at my 7,000 miles per year. High but something I could live with.
Your depreciation will be more like $2.01 to $2.23 per mile
With a new one on the way the better thing to do is trade your vehicle in to Carmax using just the equity for a reasonable quality used vehicle that meets your new requirements.
I'll also repeat what I told Peace in another thread about purchasing a LEAF:
Peace wrote:Hello everyone -
this is Peace here from MN, ... We fit the profile of owner versus leasee (buy vs own the Leaf had me stumped for a while as the lease deals seem so good right now doubled with the unknown factor regarding what happens to these generation leafs batteries 5-7 years from now) - we've always bought new cars and then drive them until the wheels fall off (and i hate having car payments forever).
You've received pretty complete and accurate response so far.
Your buy it and drive it till the wheels fall off has been a good cost effective vehicle ownership approach. Buying 2 to 3 year old coming off lease has been better but many are willing to pay for that brand new car experience.
But the LEAF is radically different.
The very expensive battery has rapid capacity degradation.
A three to four year old LEAF is nominally a 40 to 60 mile range vehicle, and a 30 to 35 mile range vehicle in really cold weather if you like heat. The SV and SL with heat pump is better down to around 5 to 10F.
Nissan has been and continues to be disingenuous.
A large % of LEAFs will be disposable at 60,000 to 80,000 miles, six to eight years.
Now I still love the 2011 LEAF that I own, and a lot more than the two vehicles I have owned in my life that I loved.
It will work well for me for another three to five years at 7,000 miles per year and a 36 mile round trip to downtown. Dealer there has DC quick charge.
Knowing what I know now though I don't think I can recommend purchasing one today.
With my low miles per year leasing would not have been cost effective then or now.
Purchasing did give me the marvelous electric driving experience and I do not regret it.
But I would not purchase today.
I would at least want the new more heat resistant battery and information from Nissan on some means and the cost of battery replacement.
If you still proceed between the two vehicle options you've outlined, I think the Ford may have a bit lower cost.
Also please study some of the good guides on buying a car such as on Edwards. NEVER tell a car salesman about a trade in. That should only be brought up after you have worked out a deal. And a dealer that can't or won't provide you printed comparisons detailing costs is unfortunately following the bad practices that 70% of them do. Find dealers that give you real printed cost #s.