Much like the climate here, then. I suggest that whenever sub-freezing temps are expected, you charge to 80% or more. An occasional charge to 100% is actually good for the pack, especially in Winter when heat-related degradation isn't an issue. The heat pump in your SV will consume only modest amounts of power down to about 35F, then moderate amounts down to about 25F (as the resistance heater starts to supplement it) then below about 15F you will be using huge amounts of power when the heater is on. You will get a good idea of how much charge you need for your driving as Winter progresses, but it's better to have charge left over than to run out!