It is a good question, and hard to answer. a 50 amp circuit is good for 40 amps continuous and 60, a cont load of 48 amps. Just as my level 2 EVSE can be set from 32 amps to 10 amps , all connected to a 50 amp branch circuit. So even if you go with 50 amp, you would be likely fine for future EV's. On the other hand, you'll be limited to 40 amps if the car is capable of more.
How you answer that question is a personal one. Would you be fine with what a 50 amp circuit or would you regret not installing a 60.
In most cases a 60 amp capable EVSE would be hardwired not plug in.
The cost is really in the copper wires and the larger conduit. If you wanted to you could run the heavy wire and conduit and put a 50 amp breaker and outlet on either end of the wire, and can upgrade to a 60 amp breaker and a hardwired EVSE at the time it becomes needed.
The J1772 spec tops out at 70 amps IIRC (might be 80) but then you need cabling for 100 amps
Me, I'm "one and done" and don't like to pull stuff out and replace. I would likely stick with 50 amps, but i got lucky and was given most of the stuff I needed to run 50 amps, If I had been given the stuff for 60, I would have run it and put a 50 amp breaker ahead of it.
Only you can answer for you.