rmay635703
Well-known member
- Joined
- Jan 19, 2011
- Messages
- 628
I have an 812 credit score, my desire to sit on my ass a full day in an out of state dealership, have them change terms, try to add on crapola and then end up paying an out of state entity each month I s minimal. (Wisconsin is not a place to buy an ev)
Every car I have ever owned was bought from at least 150 miles away.
Just cause I get zero percent does not motivate me, in fact taking zero percentage loans increase load and decrease your credit score over time. I rather get the cash discount up front then earn 1% for a while.
My main frustration is that the discount is tied to some form of financing, it used to be cash talked and you could just do a quick clean sale, spending a full day filling out paperwork ruins it for me.
My only solice is that I don't buy a car often.
Every car I have ever owned was bought from at least 150 miles away.
Just cause I get zero percent does not motivate me, in fact taking zero percentage loans increase load and decrease your credit score over time. I rather get the cash discount up front then earn 1% for a while.
My main frustration is that the discount is tied to some form of financing, it used to be cash talked and you could just do a quick clean sale, spending a full day filling out paperwork ruins it for me.
My only solice is that I don't buy a car often.