If the EVSE and attached car are involved in charging, and the user attempts to unplug the EVSE from the wall WITHOUT first pressing the "STOP" button on the EVSE, there will be substantial current flowing.
Much like trying to unplug a running dryer, the breaking of the current flow is somewhat dangerous (possible sparks and hot metal), and should ALWAYS be avoided (except in some total EMERGENCY where the need to disconnect this way outweighs the risks). Also, "breaking" the current flow will usually "pit" the contacts.
So, one should ALWAYS stop the current flow FIRST.
I would prefer a socket with a built-in, properly-rated switch, but those type of switches are rarely rated for anything over 20 amps. Thus, an easily-accessable, east-to-operate, properly-rated "disconnect", located right near the EVSE (and plug) would typucally be a wise safety precaution.
But, those who would forget to press "STOP" before unplugging, the disconnect would probably not help, and hard-wired connections should be considered (instead of a plug-in connection).