dgalvan
Well-known member
I was in an accident in which my 2014 Leaf was hit from behind (while stopped in freeway traffic) and pushed into the car in front of it. 5 cars were involved on the freeway. Anyway, I was not at fault, and I expect that my insurance company will declare the car "totaled".
I'm wondering if others who have gone through this can tell me what to expect?
We purchased with 0% financing, and we still owe $13.9k on it. But Kelley Blue Book says the value of the car is ~$9.5k. (Darn accelerated Leaf depreciation!)
I expect this means my insurance company will pay NMAC $9.5k, and then I'm responsible to still pay off the remaining $4.4k.
If this is true. . . it totally sucks! By no fault of my own, my car gets taken away, AND I still have to pay $4.4k?
Anyone had something similar happen to them?
Since another party is at fault, should I expect my insurance company to go after that party's insurance to pay for the difference (the $4.4k) ?
Also, if my car is declared a total loss, would it be worth my while to salvage the battery back? If so, how could I go about doing that?
(My Leaf's airbags did not deploy, but the front and back are fairly crunched. I'm fine, by the way.)
I'm wondering if others who have gone through this can tell me what to expect?
We purchased with 0% financing, and we still owe $13.9k on it. But Kelley Blue Book says the value of the car is ~$9.5k. (Darn accelerated Leaf depreciation!)
I expect this means my insurance company will pay NMAC $9.5k, and then I'm responsible to still pay off the remaining $4.4k.
If this is true. . . it totally sucks! By no fault of my own, my car gets taken away, AND I still have to pay $4.4k?
Anyone had something similar happen to them?
Since another party is at fault, should I expect my insurance company to go after that party's insurance to pay for the difference (the $4.4k) ?
Also, if my car is declared a total loss, would it be worth my while to salvage the battery back? If so, how could I go about doing that?
(My Leaf's airbags did not deploy, but the front and back are fairly crunched. I'm fine, by the way.)