Well put!
And yes, in my 2013 I charged to 100% every night after year one. In year one, we left the 80% setting on, but after they tossed the option in 2014, i (mistakenly) believed it didn't matter. But that ignorance was bliss. Yes, 2 weeks into our 6th year we lost a bar, but that was within expectations for the car when we bought it.
Now I watch both of our Pluses and try very hard to keep cars between 30 and 75% SOC. For a while I used a timer, and it worked. The problem was remembering to turn it off when wanting to charge during the day. Now in extended covid and lock down, while I still have free evgo with NCTC, I like the excuse to go out and charge the car every 5-6 days as we dont go to stores or work anymore. For 1/2 an hour dc charge the battery stays between 5 and 6 bars, so hopefully the bit of heat doesn't hurt the battery too much.
I could go to the other free chargers close, but I feel like I should use the NCTC while I have it for the next 7-8 months.