KeiJidosha
Well-known member
Finally something to chime in on that Boomer has not already covered in his excellent FEV review;
The reason for Honda to include collision insurance is that it allows them to control accident repairs. The MINI E included collision insurance, the ActiveE does not, so owners get conventional policies. The problem is that one of the ActiveE’s was in an accident and the insurance company and BMW are at loggerheads about fixing the car. The insurance company wants 3 bids, and BMW won’t let anyone else touch the car. Meantime the driver is in an ICE rental, so adding Collision is sensible. I asked AAA for a comp only bid to insure the MINI E several times, and never received one. Went with Liberty Mutual as a stand alone policy which was reasonable, but offered no combined discounts.Boomer23 said:TomT said:Collision insurance is usually fairly cheap (it costs me about $165 a year on my Leaf). It is the other coverages that are expensive... Also, only 12,000 miles a year would be a deal breaker for me...
Boomer23 said:Update: Honda confirmed no charge maintenance and collision coverage is part of the lease. They provided fine print below.
That is a good question, though, Tom. If Honda provides collision, how easy and cheap is it to get a separate policy for everything else?